| Currency Conversion | | Country/Region: | Fee included in the Applicable Transaction Exchange Rate : | | All countries except as listed below. | 3.0% | | Anguilla, Antigua and Barbuda, Argentina, Aruba, Bahamas, Barbados, Belize, Bermuda, Bolivia, Cayman Islands, Chile, Colombia, Costa Rica, Dominica, Dominican Republic, Ecuador, El Salvador, Falkland Islands, Grenada, Guatemala, Guyana, Honduras, Jamaica, Montserrat, Netherlands Antilles, Nicaragua, Panama, Paraguay, Peru, Saint Kitts and Nevis, Saint Lucia, Saint Vincent and the Grenadines, Suriname, Trinidad & Tobago, Turks and Caicos Islands, Uruguay, Venezuela, Virgin Islands. | 4.5% | | Algeria, Angola, Bahrain, Benin, Botswana, Burkina Faso, Burundi, Cameroon, Cape Verde, Chad, Comoros, Congo, Democratic Rep of the Congo, Cook Islands, Djibouti, Egypt, Eritrea, Ethiopia, Gabon, Gambia, Ghana, Guinea, Guinea Bissau, Ivory Coast, Jordan, Kazakhstan, Kenya, Kuwait, Kyrgyzstan, Lesotho, Madagascar, Malawi, Mali, Mauritania, Mauritius, Morocco, Mozambique, Namibia, Niger, Nigeria, Oman, Qatar, Rwanda, Sao Tome And Principe, Saudi Arabia, Senegal, Seychelles, Sierra Leone, Somalia, South Africa, St. Helena, Swaziland, Tajikistan, Tanzania, Togo, Tunisia, Turkmenistan, Uganda, United Arab Emirates, Yemen, Zambia, Zimbabwe | Currency Conversion that occurs when sending a Personal or a Commercial Payment or receiving a refund beyond 1 day of the date of the original payment:
4.0 %Currency conversion that occurs when receiving other payments (including Mass Payments or Payouts), withdrawing funds to your local bank account (if your PayPal balance is held in a currency other than your local currency), adding funds from a bank account to your PayPal Account or when transferring funds between your PayPal balances held in different currencies (as applicable);
3.0% Personal Payments Fee. | | Albania, Andorra, Belarus, Bosnia and Herzegovina, Croatia, Georgia, Iceland, Macedonia, Moldova, Montenegro, Serbia, Ukraine. | Currency Conversion that occurs when sending a Personal or a Commercial Payment or receiving a refund beyond 1 day of the date of the original payment:
4.0%Currency conversion that occurs when receiving other payments (including Mass Payments or Payouts), withdrawing funds to your local bank account (if your PayPal balance is held in a currency other than your local currency, adding funds from a bank account to your PayPal Account or when transferring funds between your PayPal balances held in different currencies (as applicable);
3.0% | | Bhutan, Cambodia, Federated States of Micronesia, Hong Kong SAR China, Indonesia, Japan, Korea, Laos, Maldives, Mongolia, Nepal, New Zealand, Philippines, Samoa, Singapore, Sri Lanka, Taiwan, Thailand, Tonga, Vietnam | Currency Conversion that occurs when sending a Personal or a Commercial Payment or receiving a refund beyond 1 day of the date of the original payment: 4.0%
Currency conversion that occurs when receiving other payments (including Mass Payments or Payouts), withdrawing funds to your local bank account (if your PayPal balance is held in a currency other than your primary currency), adding funds from a bank account to your PayPal Account or when transferring funds between your PayPal balances held in different currencies (as applicable)
3.0% | | China, Malaysia | Currency Conversion that occurs when sending a Personal or a Commercial Payment or receiving a refund beyond 1 day of the date of the original payment:
The Fee depends on the currency into which the amount is converted, as listed in the table below | Currency: | Fee: | | Australian Dollar: | 4% | | Brazilian Real: | 4% | | Canadian Dollar: | 3.5% | | Czech Koruna: | 4% | | Danish Kroner: | 4% | | Euro: | 4% | | Hong Kong Dollar: | 4% | | Hungarian Forint: | 4% | | Israeli New Shekel: | 4% | | Japanese Yen: | 4% | | Mexican Peso: | 4% | | New Zealand Dollar: | 4% | | Norwegian Krone: | 4% | | Philippine Peso: | 4% | | Polish Zloty: | 4% | | Russian Ruble: | 4% | | Singapore Dollar: | 4% | | Swedish Krona: | 4% | | Swiss Franc: | 4% | | New Taiwan Dollar: | 4% | | Thai Baht: | 4% | | U.K. Pounds Sterling: | 4% | | U.S. Dollar: | 3.5% | Currency conversion that occurs when receiving other payments (including Mass Payments or Payouts), withdrawing funds to your local bank account (if your PayPal balance is held in a currency other than your primary currency), adding funds from a bank account to your PayPal Account or when transferring funds between your PayPal balances held in different currencies (as applicable)
2.5% | | Monaco | Currency conversion that occurs when receiving other payments (including Mass Payments or Payouts), withdrawing funds to your local bank account (if your PayPal balance is held in a currency other than your local currency), adding funds from a bank account to your PayPal Account or when transferring funds between your PayPal balances held in different currencies (as applicable)
3.0% above the wholesale exchange rate
Currency Conversion that occurs when sending a Personal or a Commercial Payment or receiving a refund beyond 1 day of the date of the original payment:
Between 3.0% and 4.0% above the wholesale exchange rate depending on the currency into which the relevant amount is converted (please refer to the table below). | Currency and Code | Currency Conversion Fee | | Australian Dollar (AUD): | 4.0% | | Brazilian Real (BRL): | 4.0% | | Canadian Dollar (CAD): | 3.5% | | Czech Koruna (CZK): | 4.0% | | Danish Krone (DKK): | 4.0% | | Euro (EUR): | 4.0% | | Hong Kong Dollar (HKD): | 4.0% | | Hungarian Forint (HUF): | 4.0% | | Israeli Shekel (ILS): | 4.0% | | Japanese Yen (JPY): | 4.0% | | Malaysian Ringgit (MYR): | 4.0% | | Mexican Peso (MXN): | 4.0% | | New Zealand Dollar (NZD): | 4.0% | | Norwegian Krone (NOK): | 4.0% | | Philippine Peso (PHP): | 4.0% | | Polish Zloty (PLN): | 4.0% | | Russian Ruble (RUB): | 4.0% | | Swedish Krona (SEK): | 4.0% | | Singapore Dollar (SGD): | 4.0% | | Swiss Franc (CHF): | 4.0% | | Taiwan New Dollar (TWD): | 4.0% | | Thai Baht (THB): | 4.0% | | U.K. Pounds Sterling (GBP): | 4.0% | | U.S. Dollar (USD): | 3.5% | | Where a currency conversion is required, it will be completed at the transaction exchange rate we set for the relevant currency exchange. The transaction exchange rate is adjusted regularly and includes a Currency Conversion Fee applied and retained by us on a base exchange rate to form the rate applicable to your conversion. The base exchange rate is based on rates within the wholesale currency markets on the conversion day or the prior business day; or, if required by law or regulation, set at the relevant government reference rate(s). The transaction exchange rate applicable to your conversion may be applied immediately and without notice to you. You may have the option (depending on the country/region you are residing in and the type of funding source) to Opt Out of currency conversion before you complete the transaction by selecting Other Conversion options on the Review Your Information page during checkout.
Where a currency conversion is offered by PayPal at the point of sale, you will be shown the exchange rate that will be applied to the transaction before you proceed with authorizing the payment transaction. By proceeding with your authorization of the payment transaction you are agreeing to the currency conversion on the basis of the exchange rate. Where a currency conversion is offered at the point of sale by the Merchant, not by PayPal, and you choose to authorize the payment transaction on the basis of the Merchant’s exchange rate and charges, PayPal has no liability to you for that currency conversion.
Where your payment is funded by a Debit or Credit Card and involves a currency conversion by PayPal, you consent to and authorize PayPal to convert the currency in place of your Credit or Debit card issuer. |
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